Types of Loans
-
Loans, Taxes, and Law
Get Fast Cash with Same Day Instant Loans in 2024
When you need money quickly, an instant loan can seem like the perfect solution. Instant loans provide a way to get cash deposited into your bank account on the same day you apply, letting you cover emergency costs or other pressing needs. But how fast are instant loan funds really? While some lenders advertise same-day approval and funding, the actual…
Read More » -
Loans, Taxes, and Law
What is Short Term Car Lease and should you go for it?
Leasing a car has become an increasingly popular option for many drivers looking to get behind the wheel of a new vehicle without taking on a long-term financial commitment. Typically, car leases run for 2-4 years. However, some dealerships and rental car companies offer shorter lease terms of 1-2 years, known as short term car leases. But are short term…
Read More » -
Loans, Taxes, and Law
What are Payday Loans and How do they Work?
Payday loans are a type of short-term, high-interest loan that borrowers can access quickly. Also known as cash advance or check loans, payday loans allow people to borrow a small amount of money until their next paycheck. Then, the full loan amount plus fees must be paid back in a lump sum. Payday loans target borrowers who need fast cash…
Read More » -
Loans, Taxes, and Law
First Time Car Buyer Loan: Everything You Need to Know
Buying your first car is an exciting milestone, but getting approved for an auto loan can seem daunting if you have limited or no credit history. First time car buyer loans are designed to help in this situation. In this comprehensive guide, we’ll explain everything you need to know as a first time car buyer, from loan programs and requirements…
Read More » -
Loans, Taxes, and Law
How to Get a Startup Business Loan With No Money
Starting a new business can be an exciting yet challenging experience. While you may have a great idea or product, one of the hardest parts is figuring out how to get funding when you don’t have existing revenue or assets to leverage. The good news is that there are still options for securing small business loans even if you have…
Read More » -
Loans, Taxes, and Law
What is a Reverse Mortgage and How Does it Work?
A reverse mortgage is a unique type of loan that allows homeowners aged 62 and older to convert part of the equity in their home into cash. With a reverse mortgage, you receive money from the lender while still retaining ownership of your home. Unlike a traditional mortgage, you don’t make monthly payments with a reverse mortgage. Instead, the lender…
Read More » -
Loans, Taxes, and Law
How to Get a Personal Loan with Bad Credit – Complete Guide
Having a poor credit score can make getting approved for a personal loan more challenging. However, there are still options available even if you have bad credit, which offer guaranteed approval loans. Here is a complete guide on how to get a personal loan with bad credit. 1. Check Your Credit Score and Reports The first step is to check…
Read More » -
Loans, Taxes, and Law
Mortgage Rates in January 2024
Mortgage Rates in January 2024 Mortgage rates in January 2024 remain elevated compared to historic norms but have edged down from the highs seen in late 2022. With inflation showing signs of cooling and the Federal Reserve pausing its aggressive rate hike campaign, expectations are for mortgage rates to continue moderating through 2024. However, volatility remains in the near-term forecast.…
Read More » -
Loans, Taxes, and Law
Biden’s Student Loan Announcement for Huge Loan Relief
The Biden administration recently announced approval of an additional $5 billion in federal student loan debt cancellation. This brings the total amount of relief provided under President Biden to over $132 billion for more than 3.6 million borrowers. While Biden’s broad student loan forgiveness program was struck down by the Supreme Court, his administration continues finding ways to deliver debt…
Read More » -
Loans, Taxes, and Law
Simple IRA vs 401k: What makes the MOST PROFIT?
Deciding between a Simple IRA and 401k plan for your small business can be confusing. Both plans have advantages and disadvantages in terms of costs, contribution limits, employer requirements and more. In this comprehensive guide, we’ll compare Simple IRAs and 401ks to help you determine which option may lead to the most profit for your business. What is a Simple…
Read More »
