Personal Finance
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How to Stop Shopping Addiction? Do’s and Don’ts
My shopping addiction started innocently enough. A cute pair of shoes here, a nice blouse there. Retail therapy to pick-me-up after a long week. But at some point, casual shopping turned into an unhealthy compulsion threatens the financial goals. I was spending ridiculous amounts of money I didn’t have, buying things I didn’t need or even really want most of…
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Budgeting Basics: How to Create a Personal Budget
Get Your Finances Straight and Live Debt-Free! Managing money ain’t easy these days. With everything so expensive, it’s tough not to spend more than you make! But creating a budget plan can help you crush debt and save bigtime. By tracking your income and outgoings, you get control of your cashflow. Then you can make smart choices about spending versus…
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How to Set Financial Goals in 2024: A Comprehensive Guide
With every year, we see great economic changes all around the globe. These changes also affect our personal finances as it’s interconnected with the economy as well. This year, 2024, like every other year, there are new financial challenges for individuals and businesses alike. All of this contributes to high inflation, making it necessary to set financial goals. And in…
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Financial Literacy for Teens: A Parent’s Guide
Let’s get real, financial literacy is crucial for teenagers today. With money apps, cashless purchasing, and non-stop social media advertising, our teens are handling finances in a whole new world. But are they ready? Statistics show most teens lack basic money management skills. It’s up to us parents to steer them towards financial responsibility. By teaching core money concepts early,…
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