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Personal Finance
Why is Personal Finance Dependent Upon Your Behavior?
Personal finance is deeply connected to our behaviors, habits, and psychology when it comes to money. Our financial decisions are often driven by emotions rather than logic, leading to outcomes that may not match our long-term goals. Why is personal finance dependent upon your behavior? – it determines how we manage our shopping addictions, how we save, invest, and spend…
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Loans, Taxes, and Law
Installment Loans vs Payday Loans: Which One is Best?
Financial lending allows individuals and businesses to access capital to cover expenses or invest in growth opportunities. The two most common types of consumer loans are installment loans and payday loans. While various lending options, such as income-based loans or car loans exist. This article provides an in-depth comparison, including pros, cons, use cases, regulations, and tips for applying installment…
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Investing and Wealth Building
Which Type of Bank Account Typically Offers the Least (if any) Interest?
When choosing between countless savings accounts and checking options, consumers want to maximize interest earnings while still having easy access to their money for everyday spending. But while certain accounts like high-yield online savings products offer enticing returns, traditional checking accounts used for transactions tend to pay none. Checking the fine print helps match needs to the right account. Checking…
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Investing and Wealth Building
When is the next Crypto Bull Run? Prediction and Analysis
Crypto bull runs refer to prolonged periods of significant price increases across the cryptocurrency markets. These runs have occurred a few times in Bitcoin’s history, with massive gains for investors. Briefly looking back, the first notable bitcoin bull run happened in late 2013, with prices rising from around $125 to over $1,100 within two months. The 2017 crypto bull run…
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Loans, Taxes, and Law
Will my Employer Know If I Take a 401k Loan?
A 401k plan is a popular employer-sponsored retirement savings account that allows employees to contribute a portion of their paycheck on a pre-tax basis. The money grows tax-deferred over time to fund retirement. Some 401k plans allow participants to borrow money from their own accounts in the form of a loan. It’s important to understand how 401k loans work, including…
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Business and Economy
List of Available Jobs in Public Utilities | Get Hired Easily!
As vital services providing electricity, natural gas, water, sewage treatment and telecommunications to homes and businesses, public utilities offer over 558,000 stable, good-paying jobs in the United States. With an aging workforce retiring in the coming years and increasing infrastructure demands of a growing population, the number of utility jobs available is projected to rise even further. Read More: What…
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Business and Economy
What do Public Utilities Jobs Pay?
The public utilities sector plays a vital role in providing essential services like electricity, gas, water, sewage, and telecommunications to homes and businesses. As such, jobs in public utilities offer stable careers with good salaries. According to the U.S. Bureau of Labor Statistics, the average annual pay for all occupations in utilities is $69,960, much higher than the national average…
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Investing and Wealth Building
How Much a 2 Dollar Bill Worth? Your $2 Bill Could Worth $20,000
Two-dollar bills have long been a subject of fascination and curiosity. Often perceived as rare or even obsolete, these bills hold a special place in the history of American currency. Oftentimes a 2 dollar bill can range between $2 to $1000. But there are a lot of misconceptions regarding it. So today, we will be looking at the question of…
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Investing and Wealth Building
Common False Statements About Savings Accounts
Savings accounts provide accessible liquidity, earning modest interest − but assumptions often misrepresent reality. By debunking savings myths such as those savings accounts with low interest rates, consumers make informed choices aligning accounts to needs. We’ll explore common misconceptions and identify false beliefs that lack accurate context. Hallmarks of Savings Accounts Functionality Actual – Savings deposits do grow via compounding…
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Loans, Taxes, and Law
Here Are the Top Payday Loans That Work With Chime
Getting short on cash when payday is still days away can be stressful. You may have an important bill or need some extra money to get by. This is when having access to quick cash from payday loans can help you in a pinch. However, not all lenders accept Chime accounts. This article will highlight the best options for accepting…
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